Reasons to Refinance

People refinance for many reasons, here are a few:

• Perhaps you paid cash for your second home and wish to gain some cash back.
• You have short-term debt and would like to roll that in to reduce your overall outflow of payments by paying off debt.
• You wish to pull equity out of the property to make home improvements.
• You need cash out for other reasons such as college or educational costs.
• Divorce of family change.
• Lower monthly payment, change loan terms.
• Switch from adjustable rate mortgage to fixed-rate mortgage.

If these reasons are not yours – no problem.. let’s talk and figure out your needs